Personal Enrichment - Personal Finance

There are no fee exemptions allowed for self-supporting courses. The registration fee must be paid by all class participants. Registration fees vary depending upon cost of the course and minimum enrollment of students. No refunds are permitted for withdrawal from self-supporting courses unless the course is canceled by the College. Self-supporting courses are noted by (SS) beside the class title.

Course Schedule

Cut Your Grocery Bills in Half! (SS*)

Taught by Faye Prosser, the WRAL-TV Smart Shopper, this class will teach you how to cut your grocery bills in half using coupons, store promotions and meal planning. Never pay full price for groceries again! Discover how to buy free food, bath & body products every week, effectively use coupons for items you already buy, use weekly sales ads in conjunction with coupons, understand store coupon and sale policies for area stores, use drug store rebates for fabulous deals, develop an easy to follow weekly meal plan your whole family will love, purchase food so inexpensively, you will have extras to donate to you local food bank or shelter! Class includes course handout, pen and resource directory. This workshop will change the way you shop and teach you to save more than you ever imagined. Preregistration is required.

Course Code: CSP 4000 06P
Dates/Days: April, 12, 2012 (Th)
Course Times: 6:00 p.m. -8:30 p.m.
Location: Cleveland Center
Instructor: Faye Prosser
Registration Fee: $15.00
Book: N/A
Note: Class includes course handout, pen and resource directory.

Defeat the Debt Collectors (SS*)

Dealing with collection activity and creditor harassment can be one of the most stressful things in your life – but it doesn’t have to be. You don’t have to be at the mercy of collection agencies or feel intimidated when a debt collector calls. Instead, by attending this workshop, you will gain the knowledge, skills and confidence to take charge of any situation and handle collection activity in a calm, professional manner to achieve your desired outcome. The “secret” lies in understanding the rules that govern the collection process and your rights under the Fair Debt Collections Practices Act and utilizing them to your advantage. Topics covered include how to stop collectors from contacting you, how to negotiate with your creditors, how to stop collection agencies from reporting derogatory information to the credit bureaus, how to pay off your debts for pennies on the dollar and so much more. Optional instructor coauthored textbooks will be available for purchase. Preregistration is required.

Course Code: CSP 4000 19P
Dates/Days: February, 16, 2012 (Th)
Course Times: 6:00 p.m. -9:00 p.m.
Location: Elsee Building A108
Instructor: Greg Frank
Registration Fee: $18.00
Book: Optional instructor coauthored textbooks will be available for purchase.

Improve Your Credit (SS*)

If past credit issues are preventing you from moving forward toward your financial goals, this workshop is a must. In today’s economy, your FICO score is used for a lot more than just granting credit, so achieving and maintaining superior credit is more important than ever. Unfortunately, many have very little understanding of how the credit system works. Learn the rules of the “credit game” so you can start playing to win! Topics include how your FICO score is determined, how credit bureaus operate, how to build and maintain positive credit, and how to deal with derogatory items on your report by asserting your rights under the Fair Credit Reporting Act and why paying off old collections will NOT improve your credit. You will leave with strategies you can implement immediately to dramatically improve your credit score in as little as 3 – 6 months! Optional instructor coauthored textbooks will be available for purchase. Preregistration is required.

Course Code: CSP 4000 18P
Dates/Days: February, 09, 2012 (Th)
Course Times: 6:00 p.m. - 9:00 p.m.
Location: JCC Main Campus - Elsee Bldg. A108
Instructor: Greg Frank
Registration Fee: $18.00
Book: Optional instructor coauthored textbooks will be available for purchase.